CompFox AI Summary
The Workers' Compensation Appeals Board rescinded its prior decision and returned the case to the arbitrator. The Board found that the arbitrator erred in considering whether the defendant insurer's policy, issued in Louisiana, could cover an out-of-state injury under California jurisdiction. The Board clarified that workers' compensation coverage is distinct from employer's liability coverage and that policy endorsements limiting coverage require the Insurance Commissioner's approval. The matter was returned for further proceedings and a new decision based on recent clarifying case law.
Full Decision Text1 Pages
The Workers' Compensation Appeals Board rescinded its prior decision and returned the case to the arbitrator. The Board found that the arbitrator erred in considering whether the defendant insurer's policy, issued in Louisiana, could cover an out-of-state injury under California jurisdiction. The Board clarified that workers' compensation coverage is distinct from employer's liability coverage and that policy endorsements limiting coverage require the Insurance Commissioner's approval. The matter was returned for further proceedings and a new decision based on recent clarifying case law.
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