COUNTY OF MONTEREY, LIBERTY MUTUAL INSURANCE GROUP ROBERTA FRANCINE YOUNG WORKERS’ COMPENSATION APPEALS BOARDSTATE OF CALIFORNIAROBERTA FRANCINE YOUNG, Applicant,vs.COUNTY OF MONTEREY, LIBERTY MUTUAL INSURANCE GROUP, Defendants.Case No. ADJ2969875 (SAL 0094766)OPINION AND ORDER DENYING PETITION FOR RECONSIDERATION Applicant seeks reconsideration of the Findings and Order issued August 23, 2012, wherein the workers’ compensation administrative law judge (WCJ) found that there was no good cause to grant applicant’s Petition for Commutation and ordered that the petition was denied. In the Report and Recommendation on Petition for Reconsideration (Report), the WCJ summarized the evidentiary record concerning applicant’s petition for commutation of benefits: “Applicant’s current monthly expenses amount to approximately $4,250. This conclusion is based on the fact that applicant has not been able to save any money but she has been able to meet her monthly expenses based on her current monthly income of $4,250. If a commutation is granted, applicant will reduce her monthly expenses by the amount of $2,350 because she will no longer be making rent payments nor will she have the expense of the storage unit where she currently stores furniture and other household items. After subtracting $2,350 from her current expenses of $4,250, applicant’s net expenses will amount to $1,900. In addition, applicant will be facing the following expenses as part of owning a residence: $350 for PG&E, $125 for water, $30 for garbage, $60 for homeowners insurance, $300 for property taxes. (Summary of Evidence, supra, p. 4: 6-8; and p. 7: 9-12.) This means that applicant’s monthly expenses after purchasing the house will be $2,750 ($1900 from previous monthly expenses plus $865 of additional expenses). Applicant’s monthly income will be reduced by approximately $1,665 since she will no longer be receiving workers’ compensation payments. Her current income will only b
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