FANTASTIC SAM’S; TOWER SELECT INSURANCE CO., administered by ILLINOIS MIDWEST INSURANCE AGENCY, LLP; STAR INSURANCE CO., administered by ILLINOIS MIDWEST INSURANCE AGENCY, LLP; ENDURANCE WORKERS’ COMPENSATION; SOUTHERN INSURANCE CO., administered by FIRSTCOMP OMAHA NEDA MOTAVAKEL WORKERS’ COMPENSATION APPEALS BOARDSTATE OF CALIFORNIANEDA MOTAVAKEL, Applicant,vs.FANTASTIC SAM’S; TOWER SELECT INSURANCE CO., administered by ILLINOIS MIDWESTINSURANCE AGENCY, LLP; STAR INSURANCE CO., administered by ILLINOISMIDWEST INSURANCE AGENCY, LLP; ENDURANCE WORKERS’COMPENSATION; SOUTHERN INSURANCE CO., administeredby FIRSTCOMP OMAHA, Defendants.Case No. ADJ7432904(Van Nuys District Office)OPINION AND ORDER GRANTING RECONSIDERATION ANDDECISION AFTER RECONSIDERATION Defendant Star Insurance Company, administered by Illinois Midwest Insurance Agency, LLC (collectively “Star”) petitions for reconsideration of the July 9, 2012 Findings and Award. In a separate petition, defendant Tower Select Insurance Company, also administered by Illinois Midwest Insurance Agency, LLC (collectively “Tower”), petitions for reconsideration of the same decision. In the Findings and Award, the workers’ compensation administrative law judge (“WCJ”) found that applicant sustained industrial injury to her shoulders, hands, fingers, wrists, right elbow, and neck from February 17, 2009 through February 17, 2010, while she was employed as a hairstylist for defendant Fantastic Sam’s. The WCJ awarded temporary disability indemnity, permanent disability indemnity, and further medical treatment. The WCJ found, among other things, that at the time of the injury applicant’s earnings were $450 per week, and “the employer’s workers’ compensation insurance carriers were: Illinois Midwest Only [sic] provide coverage for the Northridge Fantastic Sam’s, and Tower Select Insurance Company 1/15/09 through 1/15/10, and Start [sic] Insurance from 1/15/10 through 1/15/11. As per the stipulation of the parties, Burba
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